Senior Citizens Association
#1 in North Carolina for More Than 35 Years
Get The Lowest Medicare Supplement Rates in North Carolina
New 12% North Carolina Senior Citizens Discount
Our Online Quoting System Is Easy to Use!
Confused? Overwhelmed by the Medicare Maze? Medicare beneficiaries in North Carolina receive a lot of information about Medicare, Medicare Advantage Plans and Medicare Supplement Plans. To make good decisions, you need good information. When you are fully informed, you feel more confident about taking action. And taking the right action is the key to saving money on your healthcare costs. A Medicare Advantage Plan is completely different from Original Medicare. If you enroll in a Medicare Advantage Plan, you healthcare is managed through the selected Medicare Advantage Plan instead of Original Medicare. This means if you enroll in a Medicare Advantage Plan, you will NOT be enrolled in Original Medicare and you will NOT be able to use your red, white and blue Medicare card when you go to the hospital, doctor, specialist or any healthcare provider, except in case of an emergency. When you enroll in Original Medicare, you healthcare is managed through the federal government. With Original Medicare, you have the right to choose any hospital, doctor or specialist anywhere in the USA that accepts Medicare patients. Understanding the difference between a Medicare Advantage Plan and Original Medicare is the first step in getting the coverage that is right for you.
Covering the gaps in Medicare. If you are shopping for a Medicare Supplement policy, you should compare premium rates to get the best value. By federal law, Medicare Supplements Plans A-N offer identical benefits from company to company. However, the premium rates vary widely among the various insurance companies for Plans A-F.
Plan F and Plan G are the most popular Medicare Supplement Plans. By federal law, Plan G offers identical benefits to Plan F, with the exception of covering the $147 Medicare Part B calendar-year deductible. The $147 Medicare Part B deductible is paid only ONCE during a calendar year. That is the ONLY difference in benefits. However, the premium rates vary widely among the various insurances for Plan F and Plan G. So, compare rates to get the best value.
With Original Medicare and Plan F or Plan G, you have:
• The right to choose any hospital, doctor or specialist that accepts Medicare patients
• No networks to worry about
• No doctor referral needed to see a specialist
• No prior approval required.
With Original Medicare and Plan F or Plan G, 100% of all Medicare-eligible charges are covered.
• You pay $0 for Medicare Part A deductible and co-payments
• You pay $0 for all Medicare-eligible hospital inpatient and outpatient services
• You pay $0 for preventive care services
• You pay $0 when you go to an approved skilled nursing facility
• You pay $0 for any Medicare-eligible excess charges
• You pay $0 for any additional Medicare-eligible medical services.
Compare Medicare Supplement premium rates. Many individuals have experienced rate increases in their insurance premiums. If you have a Medicare supplement policy and wondering if you can save on your current premiums, you should compare premium rates. Premium rates vary widely among the various insurance companies. One highly-rated insurance company recently announced a new policy with a 12% household premium discount. This insurance company is the only company in North Carolina that has this unique household discount. And, this company's premium rates are among the lowest in North Carolina. You may want to join the thousands of Medicare beneficiaries switching every day to this new Medicare Supplement policy and saving thousands of dollars.
If you have a policy with Aetna, Blue Cross and Blue Shield, AARP’s United Healthcare, Cigna, Humana, Central States Indemnity, Mutual of Omaha or any other insurance company, you should COMPARE RATES and see how much you can save! You can apply to switch your Medicare supplement policy anytime during the year to lower your premium rate. A new policy could significantly lower your current premium cost. This is too important to put off. The clock is ticking. See how much you can save!
It is easy to qualify for the 12% discount. Individuals are eligible for this household discount if they (1) reside with a spouse or domestic partner OR (2) reside with an adult age a least 60 years of age for at least one year. Your spouse or other adult does NOT have to be a policyholder in order for you to qualify for this new 12% discount.The reasoning behind this liberal 12% household discount is that individuals who live with another adult exhibit a healthier lifestyle. Individuals turning 65 may enroll six months before or six months of their 65th birthday. without answering any health questions. If you wait until after this deadline to enroll, you may be required to answer some simple health questions to qualify.
Don’t be fooled by Medicare Advantage Plans. A Medicare Advantage Plan is completely different from Original Medicare and a Medicare Supplement Plan. If you join a Medicare Advantage Plan instead of Original Medicare, you will continue to pay the Medicare Part B premium. It is important to realize that once you have enrolled in a Medicare Advantage Plan, the coverage of services provided under Medicare Parts A and B are filed through the selected Medicare Advantage Plan instead of Original Medicare. This means if you enroll in a Medicare Advantage Plan, you will NOT be enrolled in Original Medicare AND you will NOT be able to use your red, white and blue Medicare card when you go to the hospital, doctor, specialist or any healthcare provider, except in case of an emergency.
We have one of the most secure and unique Medicare Supplement quoting systems. Our unique online Medicare Supplement quoting system is secure and easy to use. You can apply online, submit an e-app online, apply by phone, apply by mail, and make an appointment online with a knowledgeable, experienced and licensed agent authorized by the North Carolina Senior Citizens Association.
We have been helping Medicare beneficiaries in North Carolina for more than 35 years. The North Carolina Senior Citizens Association (NCSCA) is a nonprofit organization chartered by the state of North Carolina in 1977. NCSCA has been helping Medicare beneficiaries understand Original Medicare, Medicare Supplements, Medicare Advantage Plans and Prescription Drug Plans since 1977.
So, let's get started! This is too important to put off. The clock is ticking. Compare rates and see how much you can save. Remember, our unique online system is secure and easy to use. Click one of the icons today to get a quote apply for Plan F or Plan G. There is absolutely NO COST or OBLIGATION to you for our services.
Medicare Supplement Insurance Helpline: 1-800-290-7535