North Carolina
Senior Citizens Association     Non-Profit Organization
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Frequently Asked Questions

Q. Do I need a Medicare Supplement policy?

A. You can choose to purchase it if you see the value in covering the gaps in regular Medicare and reducing your exposure to medical expenses. If you’re on a very limited budget you can decide to gamble and just use regular Medicare coverage. You just have to realize the level of coinsurance exposure.

Medicare Supplement policies can be of great assistance to parties with healthcare costs. The supplemental coverage can help with preventative care costs, blood administration costs, Medicare Part A and B deductibles and extra costs not covered by Medicare. There are 11 different plans approved by Medicare, and each has its own level of comprehensiveness. The two most popular plans are Plan G and Plan F. There are numerous options that are designed to meet the needs of each individual Medicare recipient. We have a goal of helping seniors find a plan that best suits their needs and budget.