Can I Switch My Current Medicare Supplement Plan?
YES. You can apply to switch your current Medicare Supplement policy anytime during the year to lower your premium rate. You do not have to wait to apply during the Medicare Advantage and Prescription Drug open enrollment period that takes place from October 15 to December 7.
This annual Medicare open enrollment period DOES NOT apply to Medicare Supplement policies. Medicare Supplement policies are automatically guaranteed renewable each time you pay your premium. You never need to reapply, even during this Medicare open enrollment. However, in most cases, you may have to go through medical underwriting to qualify to switch your Medicare Supplement.