Terms & Conditions of Use (updated 1-02-2019)
Our Commitment to Your Privacy
We are committed to protecting your privacy. We want to make your experience online satisfying and safe. The Terms and Conditions of Use govern information that you provide to us and information that we gather from your use of this website, and they tell you how we may collect, use and share this information.
By submitting your information to this website, you agree to the following terms and conditions. We reserve the right to change these terms and conditions at any time without prior notice. You are bound to all future revisions if you use this website after the changes take effect. Please read them carefully.
All NCSCA trademarks, service marks, graphics, logos, icons and domain names are the property of Turning65NC.com. Usage of any of these items without prior consent is prohibited.
We understand that you value your privacy. Our website gathers information that is voluntarily submitted through our insurance quote request form, our contact form, or other company contact methods. As a courtesy to you, our Medicare Advisors will not call you unless requested. We want you to compare the Medicare Supplement Insurance Companies Plans and Rates in the privacy of your home without the intrusion of an agent calling you on the phone or coming into your home. If you agree to be contacted by phone or email about your interest in receiving a Medicare Insurance quote and about Medicare Supplement plans, we may contact you even if you are on the Do Not Call Registry. Receiving quotes through our website is always Free to Senior Consumers and SHIIP Volunteers with the Department of Insurance, and you are under no obligation to purchase any goods or services as a result of this request. There is a $1000 Quote Fee for Insurance Agents each time they access the website.
By submitting the completed form, a Certified Medicare Advisor offering a competitive Medicare Supplement insurance quote may contact you, if requested, based on the information you have provided. All information is stored in a secure database that can only be accessed by a specialized group of employees. This information may be used to qualify customers for Medicare Supplement insurance policies, answer questions, provide requested information, or provide service an existing policy. Our website also passively collects website usage data that does not contain personally identifiable data. This information helps us continuously improve the usability and content of our site.
We believe that consumers should be able to control the use of their data. We will not share personally identifiable information with marketing partners. By submitting your email address and/or physical address on our website, you agree to a FREE subscription to our Senior Citizens Voice newsletters and other mailings that we send from time to time. You are free to opt out of receiving these emails at any time by clicking on the unsubscribe link placed in each email. If you have any problems unsubscribing or if you receive any emails after you have unsubscribed you can contact us, and we will help you resolve the issue. All email correspondence complies with the strict standards of the CAN-SPAM Act. If an opt-out is not submitted, we may share information such as your name, address, phone number and email address with marketing partners so that they can send you offers directly for products and services that may be of interest to you. The personal information our users provide to us may be combined with other personally identifiable information (such as demographic information and past purchase information) available from our records and other sources. We use a third party to verify your address to process your order. This allows our marketing partners and us with permission, to present our users with offers and information geared towards their interests. We will only deal with marketing partners who offer products or services that we believe may be of interest to our users. Nevertheless, Turning65NC.com is not and cannot be responsible for the activities or privacy policies of these third parties. We may share our unsubscribe list with select marketing partners for the sole purpose of ensuring that individuals on this list do not receive electronic commercial mail messages containing Turning65NC.com advertisements that may be sent by such partners.
We do not rent, license or sell personal data to third parties. In the event of a merger, acquisition or change of control of Turning65NC.com, customer data would be considered a business asset and would be transferred. We will disclose information we maintain when required to do so by law; for example, in response to a court order or a subpoena. We may also disclose personal information as required by law or to protect the safety and security of our users.
You should also know that when you order a Medicare Supplement policy from Turning65NC.com, we need to provide your name and address to the policy issuer so they can start your service.
We may use other third parties such as credit card processors and email service providers to provide order fulfillment and email delivery services on our site. When you register on our website, we will share your personally identifiable information as necessary for these third parties to provide these services.
These third parties are prohibited from using your personally identifiable information for any other purpose, including their own marketing purposes.
The information contained herein is to be used for general information purposes only. Nothing contained herein constitutes an application for insurance with any specific insurance company. Any rates shown are provided as a public service and not intended as an endorsement for any particular company. Final rates quoted can only be confirmed by a licensed agent and approved by the appropriate insurance company. Any insurance company names and logos are presented to represent a broad overview of some Medicare Supplement companies and are not an endorsement of any specific company. Royalty fees are paid to NCSCA for the use of its intellectual property from various companies. These fees are used for the general purposes of NCSCA. NCSCA Medicare Advisors are licensed agents and can provide complete information on Medicare Supplement insurance plans.
The information on this website is not intended to be a complete description of all terms, exclusions, and conditions applicable to every Medicare insurance product or service that we offer. It is provided for general informational purposes only. Turning65NC.com provides no warranty, express or implied, that the content and/or rates on this website apply to your needs and situation or free from errors.
Not connected with or endorsed by the United States government or the Federal Medicare Program.